The Lending Desk
Pick a loan. Be the bank.
You choose which individual loan to fund. There is no pool, no shared exposure and no automated allocation — your capital backs exactly the loan you picked.
What you are agreeing to
Read this once before your first loan
- You fund 100%. Partial funding does not exist. One loan, one lender.
- The price is checked when you fund. The LTV is re-validated on chain in the same transaction, so a stale listing cannot be funded above the limit.
- After that, the deal is locked. If the collateral crashes, you cannot liquidate and the borrower's terms do not change. That risk is what the interest pays for.
- You earn 90% of gross interest if the loan is repaid. If it defaults, you get the collateral instead — and no interest at all.
Desk stats
Open offers0
Active loans0
Repaid0
Defaulted0
Lender interest paid0USDG
Total funded0 USDG
The Rate Board
Open3 Days
0.15%
LENDER NET 0.135%
5 Days
0.35%
LENDER NET 0.315%
10 Days
0.85%
LENDER NET 0.765%
14 Days
1.50%
LENDER NET 1.350%
FIXED RETURN IF REPAID · NOT AN APY · INTEREST DOES NOT ACCRUE
Yields are not annualized here — on purpose
A 10-day loan at 0.85% is a fixed 0.85% for that loan, not an APY. Annualizing it would imply a recurring return this product does not offer.
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